The easiest thing about getting credit cards quick is getting in over your head with credit card debt quicker. Keeping people in the dark about how much unpaid debts can harm their credit score and screw things up for the rest of their lives is the oldest trick in the book to get people to sign up and sign their futures away. That makes this site so refreshing, because its concerned about the big picture, and the little guy, too. Not everyone will take the time to explain things in detail, then again, not everyone will take the time to listen anyway.

It seems like a boring topic, FICO ratings, card debts and all that, but it wouldn’t be so boring if people could just see how important it is. The way a root canal will hurt, but if you don’t get it, it will complicate everything else. The article managed to put so much information in a few words, even someone suffering from ADHD can read through it. Besides the time spent to read the few hundred word to learn what you can about borrowing is time better spent than trying to get out of a mountain of debt.